red time icon of long-term care

LONG-TERM CARE

Long-term care involves a variety of services designed to meet a person’s health or personal care needs during a short or long period of time. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own.
The most common type of long-term care is personal care—help with everyday activities, also called “activities of daily living.”

Personal Care Activites


Bathing
Dressing
Grooming
Using the toilet
Eating
Getting out of bed and into a chair.

Long-term care also includes community services such as meals, adult day care, and transportation services. These services may be provided free or for a fee.

People often need long-term care when they have a serious, ongoing health condition or disability. The need for long-term care can arise suddenly, such as after a heart attack or stroke. Most often, however, it develops gradually, as people get older and frailer or as an illness or disability gets worse.

Who Needs Long-Term Care?

It is difficult to predict how much or what type of long-term care a person might need. Several things increase the risk of needing long-term care.


Age: The risk generally increases as people get older.

Gender: Women are at higher risk than men,
primarily because they often live longer.


Marital Status: Single people are more likely than married people to need care from a paid provider.


Lifestyle: Poor diet and exercise habits can increase a person’s risk.


Health & Family History: These factors also affect risk.

CLIENT FEEDBACK

WE ARE YOUR
FINANCIAL SOLUTION

Feel free to connect with us to get started on your plan.

Types of Long-term Care Services

Home-based long-term care includes health, personal, and support services to help people stay at home and live as independently as possible. Most long-term care is provided either in the home of the person receiving services or at a family member’s home. These services include:


Home Healthcare
Homemaker and Personal Care Services
Friendly Visitor and Senior Companion Services
Senior Transportation Services
Emergency Medical Alert Systems

LATEST NEWS

We provide good insights and information on current events, industry & government updates. Check out our news feed and YouTube videos to learn more about how we can help you in the best way.