Hypothetical illustration only. The figures below are not a quote, a guarantee, or a projection of any specific product or account. Actual results will vary. This tool is for educational discussion with a licensed professional.

See your potential retirement income gap

Adjust the assumptions below to illustrate how your assets might support the income you want, and for how long. Every figure updates instantly. Nothing here is stored on this page.

Your situation

Move a slider or type a value. The two stay in sync.

Advanced assumptions

Illustrated results

Hypothetical. Assumes a constant blended return, net of fees.

Balance at income start
First-year income
Total income drawn
Balance at plan end

Projected account balance

Expected More favorable (+2%) Less favorable (−2%) Income begins
Year-by-year schedule
AgeBeginningIncome drawnGrowthEnding

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Important Disclosures

Hypothetical and educational only. This Retirement Income Illustrator is provided for educational and discussion purposes. The results are hypothetical, are based on the assumptions you enter, and do not represent the performance of any specific investment, insurance product, or account. Rates of return are assumed and constant; actual returns fluctuate and may be negative. No result shown is a quote, an offer, a recommendation, or a guarantee of future income or value.

Assumptions and limitations. The illustration assumes a single constant blended rate of return net of the fees you enter, level annual withdrawals that increase by the percentage you select, and no taxes, required minimum distributions, sequence-of-returns risk, inflation beyond the increase you enter, health events, or other real-world factors. Small changes in assumptions can produce large changes in outcome. This tool does not consider your full financial situation and is not a financial plan.

Not tax or legal advice. Pinnacle Financial Group and its representatives do not provide tax or legal advice. Consult your own qualified tax and legal advisors regarding your specific situation.

Licensing. Products and services are available only in states where Pinnacle Financial Group and its agents are properly licensed and appointed. Insurance and annuity guarantees are subject to the claims-paying ability of the issuing carrier.

Version 1.1 · Retirement Income Illustrator · Hypothetical illustration · Not FDIC insured · Not a deposit · May lose value.

© Pinnacle Financial Group. Hypothetical illustration for educational use. v1.1.